Storm damage and insurance
Storm damage, without the claim headache
Hail and wind damage documented properly, the adjuster meeting attended at no charge, and an out-of-pocket number you know in writing before the job starts.
- 5.0 on Google
- PA HIC #201201
- NJ HIC #13VH14078100
About storm damage & insurance claims
Insurance claims are stressful even when they go well. When they go badly, families get a surprise bill on install day that is thousands of dollars more than the insurance company agreed to pay. That should not happen.
After hail or a windstorm, we inspect the roof for free and put together a documentation package: photos, measurements and a scope of work your adjuster can read directly. We tell you plainly what is likely to be covered, what probably won't be, and why.
If you want us there, we attend the adjuster's inspection with you at no charge. If you've hired a public adjuster, we work closely with them. When tear-off uncovers hidden damage, we submit a supplement to your insurance company before you see a bill.
Your out-of-pocket cost is your deductible plus any upgrades you approved in writing. Nothing else.
Storm Damage & Insurance Claims
Signs of storm damage
Shingles in the yard
Blown-off shingles after a windstorm mean the roof has an opening, even if nothing is leaking yet.
Dents on gutters, vents or siding
If hail dented the metal around your house, it hit the roof too.
Lifted or creased shingles
Wind can break the seal on shingles without tearing them off, and they often can't be seen from the ground.
A new leak after a storm
Water coming in right after a storm is worth documenting before anything else changes.
Neighbors getting roofs
If hail hit your street, have your own roof checked. Damage you can't see from the ground is still damage.
Step by step
How we handle a storm claim
Free inspection and documentation
We inspect the roof and attic and build a documentation package: photos, measurements and a written scope of work. Then we talk through what is likely covered and what isn't.
The adjuster meeting
We meet the adjuster on site with you, at no charge, and walk them through what we found. If you have a public adjuster, we coordinate with them.
A scope written in Xactimate
We write the scope in Xactimate, the claims estimating software most major insurers use, so there are fewer disputes.
Your number in writing
Before the job starts, you know your out-of-pocket cost in writing: your deductible plus any upgrades you chose and signed off on.
Supplements for hidden damage
If tear-off uncovers damage nobody could see, we document it and submit a supplement to your insurance company before you pay for it yourself.
Install and close-out
The roof goes on the way all of our replacements do, and the number on install day is the number you knew about on contract day.
Google reviews · 5.0★
What homeowners say about the work
“Dave and his team were excellent. my roof was damaged by a hail storm in April 2023 After another contractor walked away from the job, Dave stepped in and worked with the insurance adjuster and was able to get my roof replaced.They did great work and delivered everything on time and as promised. I would definitely recommend Mission Roofing.”
“The reviews say it all. In this day and age it's difficult to find the standard of quality and service Dave and his crew provided. Our roof was severely damaged in a windstorm and within days of contacting him we had a brand new beautiful roof for a very affordable price. Dave and his crew were professional and obliging in every way ( without leaving a trace! ) Thank you gentlemen for helping restore our piece of mind.”
“David and his staff were incredible! They were very helpful throughout the claims process and extremely efficient with the roof repair. They went above and beyond. I would highly recommend them”
Questions
Storm Damage & Insurance Claims: straight answers.
More in the full questions & answers, or call (484) 647-7466.
Will you work with my insurance company?
Yes. We handle the paperwork, meet the adjuster on site with you and submit supplements if hidden damage shows up during tear-off. You shouldn't have to deal with your insurance company alone.
Will you cover my deductible?
No. Waiving or covering a deductible is insurance fraud under Pennsylvania law, and we never do it.
What will I actually pay out of pocket?
Your deductible plus any upgrades you specifically chose and approved in writing. You'll have that number in writing before the job starts.
What if my insurance company underpays the claim?
We write every scope in Xactimate, the claims estimating software most major insurers use. If there's a gap, we help you request a supplement. We don't ask you to pay the gap if the work is legitimately covered.
I already have a public adjuster. Can you work with them?
Yes. We work closely with public adjusters and give them the same photos, measurements and scope we'd give your insurance company.
Can you take over a claim that's already in progress?
Yes. We'll inspect the roof, review where the claim stands and tell you honestly what we can do from here.
Related services
Read before you decide
Insurance claims · 2 min read
Insurance roof claims without the headache
A roof claim is stressful even when it goes well. Here is what should happen before the adjuster arrives, during the claim and before the job starts, so there is no surprise bill on install day.
Roof inspections · 2 min read
What to expect from an honest roof inspection
Saw a ceiling stain or a few shingles in the yard? Here is what a real inspection looks like and what you should get at the end of one.
Storm Damage & Insurance Claims near you
Bucks County
Newtown · Yardley · Langhorne · Levittown · Bensalem · Fairless Hills · Morrisville · Bristol · Feasterville-Trevose · Southampton · Holland · Richboro · Washington Crossing · New Hope · Doylestown · Warrington · Warminster · Jamison · Chalfont · Perkasie · Quakertown · Sellersville
Montgomery County
Abington · Cheltenham · Willow Grove · Hatboro · Horsham · Huntingdon Valley · Blue Bell · Plymouth Meeting · Lansdale · Norristown · King of Prussia · Conshohocken · Ardmore
Lehigh Valley
Allentown · Bethlehem · Emmaus · Macungie · Coopersburg · Catasauqua · Slatington · Coplay · Salisbury Township
Carbon County
Free roof inspection
Let’s take a look at your roof.
Pick a time online, call, or send us the basics here and we’ll get back to you to set it up. No pressure, and the quote is good for 30 days.
(484) 647-7466That’s (484) MISSION · team@mission-roof.org
- Hours
- Mon–Sat 8 am – 4 pm
- Office
- 41 University Dr, Suite 400
Newtown, PA 18940